Hey all, Just wondered if anyone can recomend insurers that insure 2 bikes on one policy and are tolerant of mods (not just tail tidies and comfort seats)? Cheers.
insurance is a lottery 1 person can get good quote and another with identical details can get stung there all robbing bar stewards
I’ve got all 4 of my bikes insured, with modifications declared (and there’s lots of them) with Hastings direct for £310
I went with https://www.mackenziehodgson.co.uk when I went from one to two bikes on the same policy. Pretty seamless and far better than the AA price which I had just for the one bike.
Had multi-bike policies with Hastings, Carole Nash and now BeMoto, all with selection of mods declared and varying mileages on each bike. i would say, BeMoto seems to be multiple policies with discount rather than single policy, as each bike is priced separately, and has come out slightly more expensive than the others, but the Euro cover, helmet and leather cover, and their general helpfulness, seems to be a lot better than the others in my experience.
Insurance costs are based on so many factors, age, experience and no claims are just some of them. Quite a major factor is your post code. I'm 32 and currently paying just over £500 I think but that's with no years no claims and after an 8 year break from bikes.
i think location plays bigger part than age as for best i think its more of a lottery 1 can be cheaper for 1 and then similar person tries same and gets a different quote